What is a Target Retirement Date Fund?

Target Retirement Date Funds help take the guesswork out of saving for retirement. They are designed to provide broad diversification in one portfolio. The fund ages with you by automatically rebalancing your portfolio from growth investments toward more conservative ones as retirement age nears.

Find your default Target Retirement Date Fund in the chart below. You can keep the default selection, or you can customize your account.

If your birthday is: Your default Target Retirement Date fund is:
On or after 2003 Target Retirement Date 2070 Fund
On or between 1998 and 2002 Target Retirement Date 2065 Fund
On or between 1993 and 1997 Target Retirement Date 2060 Fund
On or between 1988 and 1992 Target Retirement Date 2055 Fund
On or between 1983 and 1987 Target Retirement Date 2050 Fund
On or between 1978 and 1982 Target Retirement Date 2045 Fund
On or between 1973 and 1977 Target Retirement Date 2040 Fund
On or between 1968 and 1972 Target Retirement Date 2035 Fund
On or between 1963 and 1967 Target Retirement Date 2030 Fund
On or between 1958 and 1962 Target Retirement Date 2025 Fund
On or before 1957 Target Retirement Date Fund